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How long do you have to work to buy your stuff?
How often do you get paid?
Every day
Week
Month
How many hours per day do you work, including travelling?
*
How many days per week do you work and adjust for frequency
*
How much do you receive in your bank or paypacket?
*
Your estimated hourly take home pay is
You would have to work this long to take home £10
Now enter how much you spend on the following things and let’s see how long you have to work for it or wait for it:
Cost £
Hours work
How much do you spend on lunch?
How much do you spend on travelling per day?
What does your average evening meal cost?
How much per day do you usually spend on things like drinks, snacks, sweets, magazines, newspapers etc
What is the average cost of your mobile or land calls per day
Total
This amounts to (x%) of your approximate
daily take home pay
Let’s have a look at some other things you buy
How much would you spend on a pair of shoes?
How much would an average outfit cost you?
Do you buy downloads, dvd’s, CD’s? If so, how much do you usually spend on each?
How much do you usually spend on an evening out?
What would a friend’s birthday present cost you on average?
What is your monthly mobile phone bill?
How much interest did you get charged in total on your credit cards last month?
Did you get charged any bank charges or credit card charges last month? If so how much in total?
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